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Water in the wrong places in your home can create a real mess and result in very costly repairs.  We recommend these few tips to help avoid problems from water.
  1. Roof. Repair or replace shingles around any area that allows water to penetrate the roof sheathing, particularly common around chimneys, plumbing vents, and attic vents.
  2. Gutters.  Gutters should be cleaned a minimum of twice a year and downspouts should be angled to flow away from the house.
  3. Windows. Check all the windows in the house and ensure that seals are tight.  Replace caulk as necessary to avoid water seepage.
  4. Hot Water Heater.  Check the hot water heater for leaks and corrosion.  Rust is a sign of imminent tank failure.
  5. Washing Machine Connections.  Inspect waching machine hoses and check for signs of brittleness or corrosion.  Experts recommend changing standard rubber hoses to stainless steel reinforced hoses which will reduce the likelihood of leaks and guarantee a longer life.
  6. Grade Around the House.  Make certain to have a positive grade away from the house so that water doesn't puddle and run down the foundation wall.
  7. Plumbing.  Check for leaking faucets, dripping or "sweating" pipes and clogged drains. In the kitchen, regularly examine the icemaker, dishwasher, sink and garbage disposal for leaks and replace these hoses every 5 years.  In the bathroom, inspect the shower stall for leaks and inspect for old or brittle caulking.  Check the sink and toilet.  Water stains around the toilet may be an indication of damage to the rim and tank seals.
  8. Exterior Faucets.  Exterior faucets need to be winterized.
  9. Main Shut-Off.  Make certain everyone in the family knows where the main shut-off is and how it works.

Doing all the right things to prevent water damage from happening doesn't guarantee that accidents won't still happen.  For those situations that couldn't be prevented, make sure your Michigan homeowners insurance policy is up to date.  The professionals at Insurance Planning Service are happy to help you review.  Call today at 800-220-5582 or contact us via the web. 

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Insurance Planning Service - Mailing Address
4808 Broadmoor Ave SE | Grand Rapids, MI 49512

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake